What are the requirements for H&R Block Emerald Advance?
To apply for the Emerald Advance, clients must bring a current earnings statement (e.g., paystub), valid, unexpired government-issued photo identification (e.g., a driver’s license) and their H&R Block Emerald Prepaid Mastercard® if they have one, to a participating H&R Block tax office.
How do I get an emerald line of credit?
Withdraw available funds/credit from your line of credit at www.hrblock.com/emeraldcard or log onto the MyBlock App. Each month, you’ll receive a monthly statement notifying you of your minimum payment amount and due date. You must make on-time monthly payments as one of the requirements for year-round access.
Is the Emerald advance based on credit?
Emerald Advance lets you enjoy the freedom of having access to money exactly when you need it the most. With a year-round line of credit, you could have the power to borrow and repay funds — up to $1,000, based upon Bank approval.
How long does it take to get approved for Emerald advance?
Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account.
Is there a credit check for refund advance?
If you are applying for a refund anticipation loan there is no credit check because your instant tax loan advance is secured by YOUR tax refund. A refund anticipation loan has no finance fee $0 (APR 0%) but tax preparation fees are deducted from the $1,200 tax advance loan upon approval.
Can I get a loan against my tax refund 2021?
You can get a loan against your tax refund if a “tax advance refund” is offered by the tax preparation service you choose. Tax preparation companies don’t lend you the money directly. Instead, they partner with banks that lend the funds.
Why was my H&R Block refund denied?
You did not agree to all the Refund Advance terms and conditions. You owed the U.S. Government or your State.
Is refund advance based on credit?
A tax advance loan is based on your actual refund so there is no credit check and no upfront fees to pay. All tax advances are $1,200 less tax preparation fees and $0 finance fee even if your actual IRS refund is delayed.
Can I get a loan against my tax refund 2022?
To be eligible for a tax refund loan, you must have your taxes prepared by the company offering the loan, and that might mean you’ll pay a tax preparation fee. There’s a minimum amount your expected refund can be to qualify, which can vary by company, and you may get only part of your expected refund in advance.