How do I check my Hang Seng credit card limit?
You may check your latest available Credit Limit by calling our Credit Card Customer Services Hotline 2398 0000. Simply press “1” and “1” after selecting language and you will be requested to input your card number as well as phone PIN to check the Credit Limit.
How do I get a MasterCard in Hong Kong?
- Log on to the HSBC HK Mobile Banking app.
- Select ‘Debit cards’ under ‘Explore products and services’ on the Homepage.
- Click on ‘Start application’
Does Hang Seng Bank have debit card?
ATM Cards. With your Hang Seng ATM Card, you can access up to 3 Hang Seng HKD accounts at over 1,000 Hang Seng Bank and HSBC ATMs across Hong Kong.
What are credit card discounts?
The discount rate is the fee paid by merchants to credit card processors as a fee associated with accepting general-use credit cards (such as Visa, MasterCard, American Express and Discover). Typically this fee runs between 1 percent and 3 percent, depending on the nature of the transaction.
How can I increase my credit limit in Hang Seng Bank?
You can increase your credit card limit by completing and submitting the “Request for Increase in Credit Card Limit Form* in Personal e-Banking (Select “Credit Cards” > “Other Related Services” from the service menu). The request must be submitted by the Principal Card cardholder.
Does Hong Kong have debit card?
It’s not that there aren’t debit cards in Hong Kong. They’re just not the debit cards you might expect. Overseas, debit cards are commonplace—linked by Visa or Mastercard to your checking account, and deducting the cash directly. You can use them in shops, online and internationally.
Can I open credit card without bank?
Do you need to have a bank account to open a credit card? The short answer is no. Credit card companies will only look at your credit score, current employment and income to determine your eligibility for a credit card.
Can you use HSBC card in Hang Seng ATM?
* – ETC cards issued by HSBC in the Hong Kong SAR on or before 1992 can only be used at local ATMs of HSBC and Hang Seng Bank. – Excluding 700 ATMs in Brazil. ATM Card or switch the language of the ATM screen between English and Chinese at any time. You can even pay utility bills at an ATM.
What is the best way to avoid falling into debt?
Debt-Avoidance Tips
- Pay with cash whenever possible.
- Stay within your spending limits.
- Avoid impulse purchases.
- Avoid “buy now, pay later,” “interest-free financing” and like offers that merely postpone debt.
- Compare prices before making major purchases.
How do I pay my Hang Seng credit card with FPS?
Completion
- Log on Hang Seng Mobile App, select “Transfer & Pay” from the bottom menu.
- Select “Transfer & FPS”
- Select transfer to “My Hang Seng Account” or “Register payee” or “New payee”
- If you have selected “New payee”, select an applicable payee type (i.e. Phone / email / FPS ID / account number / credit card number)
How do I cancel my Hang Seng credit card?
A: The Principal Card customer may cancel or terminate the Principal Card by giving written notice to Hang Seng and returning the Principal Card and any Supplementary Card at the same time, such cancellation or termination to be effective upon Hang Seng actually receiving such notice and Credit Card(s).
What does Hang Seng Bank Limited mean?
Hang Seng Bank Limited (“Hang Seng”) reserves the final decision on the approval of credit card, card type and credit limit. Applicant is required to fulfil the relevant terms and conditions in order to get the welcome gift (where applicable).
How can I get a welcome gift from Hang Seng Bank?
Hang Seng Bank Limited (“Hang Seng”) reserves the final decision on the approval of credit card, card type and credit limit. Applicant is required to fulfil the relevant terms and conditions in order to get the welcome gift (where applicable). Please refer to the relevant webpage of the card applied for details.
Can I use cash dollars with Hang Seng credit card?
Unless specified otherwise, customers must settle payment with Hang Seng Credit Cards, Affinity Cards or Spending Cards. Use of Cash Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Programme.
How to contact Hang Seng Bank telemarketing representative?
Our telemarketing representative will always address customer by his/ her name. If you are suspicious about any telemarketing calls from Hang Seng Bank, please do not disclose your personal information and contact us at 2398 0000 (Credit Card) and 2997 3882 (Personal Loans).